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Happy New Year to you! There are many changes with the new year, but some of the most important changes happened in Medicare benefits.These include both technological and cost improvements.

Almost 2 in 5 policies are “orphaned”. This means they have no one watching over their performance. This is dangerous because life insurance is an asset that needs managing, just like any other asset. Without proper management a policy could lapse, wiping away thousands...

As the holidays approach this year, we have so many things on our mind. Buying the right present, making a perfect dish to serve and maybe even how to talk to our parents about their health and plan for the future. I am guessing that your parents have probably given you a "talk" at some point in your life. As we grow up, we start to notice the roles tend to switch a bit. This is why discussing what future plans look like with your parents are just as important as when they did the same for you. Unfortunately, research shows that few Americans are having these crucial conversations, until it is too late.